Privacy Policy

Growth Capital Direct ("we," "us," or "our") values your privacy. This Privacy Policy describes how we collect, use, share, and protect your information when you visit our website, submit an inquiry, or communicate with us, including by SMS / text message. By using our services, you agree to this Privacy Policy.

1. Information We Collect

Personally Identifiable Information (PII): Name, business name, email address, phone number, mailing address, state, requested funding amount, monthly revenue range, time in business, and any other information you choose to provide.

Non-Personally Identifiable Information: IP address, device type, browser type, referring URL, pages viewed, and similar usage data collected through cookies and analytics tools.

2. How We Use Your Information

We use the information you provide to: review your funding inquiry; contact you regarding your application, account, or status updates; provide customer service and respond to questions; send transactional and account-related communications; share follow-up information about additional financing options that may be available to you; comply with applicable laws and regulations; and improve our website and services.

3. SMS / Text Messaging Privacy

If you provide us with your mobile number and check the SMS consent box on our application form, you consent to receive SMS messages from Growth Capital Direct related to your inquiry, your account, application follow-ups, account updates, and additional financing options that may be available to you. Message frequency varies. Message and data rates may apply. You can reply STOP at any time to opt out, or HELP for assistance.

No Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories of information sharing described in this Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Mobile opt-in data and SMS consent are used solely to deliver the SMS communications you have requested and to support our services. We do not sell, rent, or share your mobile opt-in or consent information with third parties or affiliates for their own marketing.

4. How We Share Information

We may share your information only as follows: (a) with service providers and subcontractors that help us operate our website, communications, customer service, and back-office functions, who are contractually required to safeguard your information; (b) with funding partners or lenders you have asked us to connect you with in order to evaluate your inquiry; (c) when required by law, subpoena, or other legal process; or (d) to protect the rights, property, or safety of Growth Capital Direct, our customers, or others.

As stated above, mobile opt-in and SMS consent data are excluded from any sharing for marketing or promotional purposes.

5. We Do Not Sell Your Personal Information

We do not sell your personal information. We do not sell your mobile number or SMS consent.

6. Cookies and Tracking

We use cookies and similar technologies to operate our website, remember preferences, measure performance, and support marketing analytics. You can control cookies through your browser settings.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No system is 100% secure, and we cannot guarantee absolute security.

8. Your Choices

You may opt out of SMS messages at any time by replying STOP. You may unsubscribe from email marketing using the unsubscribe link in any marketing email. You may request access to, correction of, or deletion of your personal information by contacting us at the address below.

9. Children's Privacy

Our services are intended for businesses and adults age 18 or older. We do not knowingly collect personal information from children under 13.

10. External Links

Our website may link to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies.

11. Changes to this Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top reflects the most recent revision. Continued use of our services after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or our SMS practices, contact us at connect@growthcapitaldirect.com.